MCB Lite Visa Debit Card - How to Get, Details, Charges and Features

MCB Lite Visa Debit Card

MCB Lite Card
MCB Bank has announced its new Prepaid Visa Debit Card, MCB Lite. It is a payments solution, for those who don't have Credit Card or Debit Card, to enjoy services of VISA and to save money and time. There are neither monthly charges nor charges on making payments and transactions, however, annual charges are applicable.

You can deposit and withdraw money at any MCB Bank Branch, also withdraw money from ATM. MCB Lite can be used to purchase mobile air time, fund transfers, utility bills payment, pay money on POS stores, to withdraw money internationally and pay online.

Bank account with MCB is not necessary to get this card.
Click to see details about "UBL WIZ Prepaid Debit Card"

MCB Lite Charges

Following is details of charges.
Charges Type
Charges (Rs.)
Joining Fee
Annual Fee
First Deposit
ATM Withdrawals (International Usage)
Up to 2.75%
Min Rs.250
ATM Withdrawals (non MCB) – M-Net
ATM Withdrawals (non MCB) – 1-Link
Balance Inquiry from M-Net ATMs
Balance Inquiry from 1-Link ATMs
International ATM balance inquiry
Voucher Retrieval Fees
Rs. 250 (local)
Rs. 800(International)
Arbitration Charges

Joining fee is exempted for existing MCB customers.
The Joining fee and the Annual fee will be automatically deducted from the First Deposit.

How to Get MCB Lite VISA Card

You can apply for MCB Lite simply by visiting any of the Lite enabled MCB Branches, fill out the application form and deposit the permissible charges into your Lite wallet. Your relationship pack will be delivered to you after formal verification and approval, mostly within 7 working days. Now call the MCB Call Center (UAN: 111-000-622) from your registered phone number and set your Transaction / ATM PIN for your Lite Card through the IVR. Once your account is active, you can use it on any ATM machine or online.

Salient Features

  • No interest or mark up. 
  • You can use it just like standard Visa Debit Card to withdraw money, transfer funds, pay at POS, shop online etc.
  • You can store money in MCB Lite Wallet as per your needs. It functions as your bank account.
  • You can withdraw money from MCB branches and any 1-Link/ M-Net and Visa powered ATM machines.
  • There are limits on maximum balance, transaction amount and top-ups.
  • You can transfer money to other MCB regular customers and Lite Card Holders.
  • Money can be deposited in your Lite Wallet by visiting any MCB Bank Branch.
  • You can login your MCB Lite account by visiting  

MCB Lite Wallet Android Apps

MCB Lite also has its official android app named with MCB Lite Mobile Wallet on play store. This app is helpful as you can stay connected with your account on your own android phone. You can view your Wallet balance, view 10 recent transactions, send money to MCB Accounts and other Banks via IBFT, load money from your primary MCB account, pay bills and pay online payments.


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  2. Agar aap bilkul farig hain tu MCB lite account zaroor try karen aap ko busy bhi kary ga .......................kachra card hy no MCB banker know how to activate it bas chakkar lagwayen gay call centre phone karon tu kahtay hain brach say activate ho ga brach jao tu kahtay hain call centre walon say karwaoo humary pass access nahi hy I.I Chudriger brach great................again call centre call karo tu wo kahtay hain kisi doosri brach chalay jayen wah kiya zabardast product hy

    1. Same here ab tk khwari hai jb se card banwaya pehle pata hota to bnwate hi nahi mustaqil payments fail ho rahi jai aur balance kahan gaya koi pata nahi complain ke bawajud ab tk koi resolution nahi

    2. mujhy to mila hy yar

  3. Koi faida nhi UBL wiz card ka jab bhi reload karwana ho. Toh har waqt inn ka system down hota hai. Reload branch saay karwana hota hai. Toh jab bhi branch mein jaun toh kehtay hein keh system down hai. MCB lite phr bhr iss saay behtar hai.

    1. AnonymousMay 01, 2016

      UBL Wiz ka reload waqai mushkil hai. But its very easy if you have UBL account too. Simply use online banking to transfer to your wiz card. Recharging wiz was a pathetic experience until I opened account in UBL.

  4. Mere sath to koi msla nahi hova har step aram say clear keye hain or card b main ne khod active keya help line pe call kr k mcb lite sub say best pkg hai...👍

    1. Sahi kaha mn ne bhi khud active kiyq apna mcb lite card

  5. thanku i m applying for UBL WIZ as it charge 3 rupess on every order e.g if markeet rate of us dollar is 105 ubl wiz will cost it 108 on every bought

    1. Now they are charging 113pkr per dollar. Worst service

  6. Kia drama ha yaar Pakistan main bankers waikara ko Skrill account ka he nahi pta....MCB Account kholwaya internet banking active karwai then jb kahein bi card enter karo for Facebook advertising they says "This type of card not acceptable" oh bhai phr internet banking ka kia faida BC tang aa giya hun

  7. in mein se kon sa best hai janab .
    omini , Jazz , UBL WIZ EasyPaisa ya pher MCB ka Lite card :)

  8. yar card name ki jaga kya likhon card par koi name hi nhi

  9. Apna nam likho card name ki jaga jo name registered​ ha account kholte waqt.

  10. Brothers jis city main mcb branch pe elite ki services na ho what elite card account main kese cash deposit krwate Hain. Any other way to deposit cash other than MCB bank

  11. MCB credit card methods

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